:root{
  --ink:#26364c;
  --muted:#718095;
  --soft:#f4f8ff;
  --soft2:#eef5ff;
  --line:#e4ebf5;
  --blue:#246fb3;
  --blue2:#195f9f;
  --card:#ffffff;
  --shadow:0 18px 45px rgba(34,72,120,.10);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:-apple-system,BlinkMacSystemFont,"Segoe UI","Apple SD Gothic Neo","Noto Sans KR","Malgun Gothic",sans-serif;
  color:var(--ink);
  background:linear-gradient(180deg,#f7fbff 0,#fff 360px);
  line-height:1.75;
  word-break:keep-all;
}
a{color:var(--blue);font-weight:800;text-decoration:none}
a:hover{text-decoration:underline}
.wrap{width:min(920px,100%);margin:0 auto;padding:0 22px}
.site-header{
  padding:42px 0 28px;
}
.hero{
  border:1px solid var(--line);
  background:linear-gradient(135deg,#eaf3ff,#ffffff 62%);
  border-radius:30px;
  padding:34px;
  box-shadow:var(--shadow);
}
.brand{
  display:inline-flex;
  align-items:center;
  gap:10px;
  padding:8px 14px;
  border-radius:999px;
  background:#fff;
  border:1px solid var(--line);
  color:var(--blue2);
  font-weight:900;
  margin-bottom:18px;
}
.brand-mark{
  width:28px;height:28px;border-radius:10px;
  display:grid;place-items:center;
  background:var(--blue);color:#fff;font-size:17px;
}
h1{font-size:clamp(30px,5vw,44px);line-height:1.18;margin:0 0 12px;font-weight:900;letter-spacing:-.04em}
.lead{font-size:clamp(16px,2.5vw,19px);color:var(--muted);margin:0;max-width:760px}
.policy-nav{display:flex;gap:10px;flex-wrap:wrap;margin-top:24px}
.policy-nav a{
  background:#fff;
  border:1px solid var(--line);
  border-radius:999px;
  padding:10px 15px;
  color:var(--ink);
  box-shadow:0 8px 20px rgba(34,72,120,.06);
}
.policy-nav a:hover{background:var(--soft2);text-decoration:none}
main.wrap{padding-bottom:40px}
.doc-card,.card,.meta{
  background:var(--card);
  border:1px solid var(--line);
  border-radius:24px;
  padding:24px;
  box-shadow:0 10px 28px rgba(34,72,120,.06);
}
.meta{
  margin:24px 0 30px;
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:8px 18px;
  color:var(--muted);
}
.meta strong{color:var(--ink)}
h2{
  font-size:clamp(22px,3.5vw,28px);
  margin:46px 0 14px;
  padding-top:28px;
  border-top:1px solid var(--line);
  font-weight:900;
  letter-spacing:-.035em;
}
h2:first-of-type{border-top:0;padding-top:0}
h3{
  font-size:19px;
  margin:24px 0 8px;
  font-weight:900;
}
p{margin:10px 0;color:#34445b}
ul{padding-left:22px;margin:10px 0}
li{margin:6px 0}
.card{margin:16px 0}
.notice{
  background:#f0f7ff;
  border:1px solid #d7e9ff;
  border-radius:22px;
  padding:18px 20px;
  margin:18px 0;
  color:#315071;
}
.index-grid{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:16px;
  margin-top:24px;
}
.index-card{
  min-height:180px;
  border:1px solid var(--line);
  background:#fff;
  border-radius:24px;
  padding:24px;
  box-shadow:var(--shadow);
  display:flex;
  flex-direction:column;
  justify-content:space-between;
}
.index-card h2{border:0;padding:0;margin:0 0 10px;font-size:23px}
.index-card p{color:var(--muted);margin:0 0 18px}
.badge{
  display:inline-flex;align-items:center;gap:6px;
  width:max-content;
  padding:7px 11px;border-radius:999px;
  background:var(--soft2);color:var(--blue2);font-size:13px;font-weight:900;
}
.site-footer{
  margin-top:48px;
  padding:34px 0;
  border-top:1px solid var(--line);
  color:var(--muted);
  font-size:14px;
}
.footer-inner{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
@media (max-width:720px){
  .wrap{padding:0 16px}
  .site-header{padding:22px 0 18px}
  .hero{padding:26px 22px;border-radius:24px}
  .policy-nav a{flex:1 1 auto;text-align:center;padding:10px 12px}
  .meta{grid-template-columns:1fr;padding:20px}
  .doc-card,.card,.meta{border-radius:20px}
  .index-grid{grid-template-columns:1fr}
}